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01 · Personal

What are we protecting?

Two secure forms cover every personal product. Pick one and a licensed broker shops 80+ carriers for you, then calls the same business day.

Umbrella

Extra liability above home and auto

Talk to a broker
Travel

Snowbirds, vacations and visitors

Talk to a broker
Ten minutes

What to have on hand.

The form saves as you go. Rough answers are fine; your broker confirms the details on the call.

01
Your address and the year the home was builtFor condos and tenants, the unit and building.
02
Current insurer and renewal dateIf you have one. New buyers skip this.
03
Driver's licence numbers for everyone on the policyAuto only. Licence and date of birth for each driver.
04
Vehicle year, make, model and VINAuto only. The VIN is on the ownership and the dash.
05
Roof, furnace, plumbing and electrical updatesRecent updates usually help the rate.
06
Claims in the last five yearsJust the year and what happened.
Questions

Plain answers.

Does a quote cost anything?

No. Brokers are paid by the carrier that writes the policy. There is no fee for a quote, for advice, or for switching.

Will you shop my renewal every year?

Yes. We review the market before each renewal and tell you if a better option exists, so you are never caught off guard.

Can I bundle home and auto?

Usually, and most carriers reward it. Complete both forms, or start one and add the other from the panel, and your broker will price the bundle.

Who actually handles my claim?

A person. The 24/7 claims line is answered by people, and your broker stays involved until it is settled.

Not sure which one? Ask.

A broker will point you to the right form in thirty seconds.

Personal lines desk1 866 777 6854